Paying for a wedding with a credit card is convenient but requires discipline and thorough budgeting.
With a 0% introductory APR offer credit card, you may be able to avoid paying interest.
Wedding loans often have lower interest rates than credit cards but should still be done with caution, as taking on too much debt can lead to financial stress down the line.You can earn rewards such as cash back or miles by paying for your wedding with a rewards credit card. Get a wedding loan: Another option is to take out a personal loan to cover your wedding expenses. It’s important to make sure you can afford your repayments, any interest and fees.
However, this should be done with caution, as it can lead to high levels of debt if not managed carefully. If you struggle to stick with a savings habit, give our financial wellness app Wisr Today a go.Ĭredit cards: Some couples choose to pay for wedding expenses using credit cards, either for the rewards points or to spread out their repayments.
#CREDIT CARDS FOR WEDDING EXPENSES FOR FREE#
You can use Wisr App for free to round up your purchases and get a head start on saving. This may mean cutting back on some expenses for the short term or finding ways to increase your take-home pay. Savings: If you have enough time, you can save some money to pay for your wedding over time. There are a few different ways to approach this: When you’ve mapped out your budget and expected costs associated with your wedding, it's time to start thinking about how you’ll pay for everything. It can cost around $1000 and depends on whether you want to hire a band, DJ, or other entertainment like a photobooth, magician, or wedding psychic (yep, these exist! ). This depends on how many cars you need and if a shuttle bus is required.Įntertainment: Having your ideal playlist as background music is also something you’ll have to budget for. Transport: Getting you and your guests to and from the venue can be costly, with Aussies paying, on average, $1,289. To see how much goes into a wedding flower quote, check out this breakdown by Wedshed.
#CREDIT CARDS FOR WEDDING EXPENSES PROFESSIONAL#
Photography and video: Hiring a professional to capture timeless memories of your wedding will likely set you back around $3,164, depending on whether you prefer candid or posed photos - or both - and how long the photographer is expected to take pictures.įlowers and décor: According to Easy Weddings, the average Aussie couple spends $1,620 on floral arrangements, centrepieces, and other decorative elements for their wedding day. According to Canstar, the dream wedding dress can set you back $2304, while a tux is around $1,500. Wedding attire: This includes the cost of the wedding dress, tuxedo or suit, and accessories for both the bride and groom. Search unique wedding venues and caterers at Wedshed. Feeding your guests and providing drinks is usually on top of this cost, at around $9,891. Venue hire typically includes the cost of renting the ceremony and reception spaces, as well as any associated fees. According to EasyWeddings, Australian couples pay $13,901 on average for their wedding venue, with the average guest list sitting at 80. Venue hire and catering: Your wedding venue is usually the bulk of your budget. You might not want all of these on your day, but some typical wedding expenses to account for include: Now you’ve got an idea of your budget, it’s time to get specific about your wedding costs.
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